DJI Care is only available for older Phantom or Inspire models and covers damage to your DJI aircraft, gimbal or camera during either normal use or accidental damage. At the moment, they offer three different plans: If you’re flying a DJI camera drone, you might want to consider getting this kind of coverage directly through them. This is where you’re insuring the actual drone. Generally, the next coverage to consider after liability is “hull” coverage. With a liability drone insurance policy, limits typically start at $500,000 and usually can be negotiated to as high as is required by the business and its operations or clients - limits as high as $10,000,000 per occurrence are not unheard of in UAS insurance. We recommend checking out SkyWatch, where policies start at just $7 per hour - SkyWatch is the leading on-demand drone insurance provider in the U.S. You can buy liability insurance “on-demand” - meaning you’re only paying for the time you’re up in the air. Of course, there are varying degrees of liability insurance, so make sure to consult your specific policy’s fine print to see if things like negligence or privacy infringement claims would be covered. You can think about liability insurance like you would with typical car insurance - the policy protects you from third-party claims of property damage or injury, like accidentally crashing your drone into a building, someone else’s car, or an even more unfortunate incident where you’re getting sued to cover someone else’s medical costs. The two most common types of drone insurance are: I. Scroll down this page or use the Table of Contents to navigate each of the chapters. Types of Drone Insurance (Liability, Hull, etc.). In our step-by-step guide to drone insurance, we’ll cover: If you’re simply flying a toy drone (less than $300 USD) for fun in your backyard or at a local model aircraft field, you might not necessarily need to purchase a $1 million liability drone insurance policy!īut if you’re conducting business, flying on behalf of your company, or flying for some other kind of non-recreational purpose where another stakeholder might be involved, buying drone insurance is a smart move.īefore we dive in, if you’re looking for drone insurance in the U.S., where you’re paying as little as $7 per hour to $350 per year for $1 million in liability coverage, then check out our partner SkyWatch.ai - they’re the leading on-demand drone insurance company in the U.S. the unfortunate reality is that accidents can still happen.ĭrone insurance isn’t a good fit for everyone. We also manage a FAA Part 107 test prep and training course to help you prepare for your written test.īut at the end of the day, despite how proficient you are as a pilot, and despite the fact that you’ve made all best practice attempts to manage risk - for example, using a visual observer, securing appropriate airspace authorizations, building and following a pre-flight checklist, etc. and need to get your FAA Part 107 License? Check out our step-by-step drone certification guide to learn more about what’s required. DJI DRONE INSURANCE HOW TO
One of your jobs as a drone pilot is to manage risk.Īnd with proper training and lots (and lots and lots) of mission-specific practice and field exercises, you’ll learn how to safely fly your drone.įlying your drone in the U.S.
Bigger drones often have more features.Drone Insurance: A Step-by-Step Guide to Liability & Drone Hull Insurance Smaller drones can be lighter and can fit into a backpack, making transport easy. If you intend to fly longer distances, a bigger drone may be the right call. Bigger battery means longer flight times. If you’re a professional, bigger can be better. What do you need it for? If it’s for fun, then a small drone may be the best option. And bear in mind most modern drones come with a camera and gimbal built-in, so they no longer need to hold a separate DSLR, mirrorless, or action camera for aerial photography! So consider a few things when thinking about size: As a rule, the bigger the drone, the better the tech, the further the flight, and the better the stability. That’s the case with a lot of tech, but with drones there’s a bit more to consider. It’s easy to think that as technology gets better it gets smaller.
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